Loan Application

See our current interest rates or check your rate in minutes with no impact to your credit score. Apply when you're ready.
We offer personal loans ranging from $3,000 to $100,000. 12 – 36 months for personal loans ranging from $3,000 to $4,999.Footnote 11 12 – 84 months for personal loans ranging from $5,000 to $100,000.
You could have a credit decision in as little as a few minutes, but some decisions may take longer depending on your circumstances. For most applications, you can track your application status online if you share your email address with us at the time of application. We'll send you an email telling you how.
For most applications, you can track your application status online if you share your email address with us at the time of application. We'll send you an email telling you how.

If you agree to the terms:

Review your documents
Sign and accept your documents
Receive your funds

Funding

If your Personal Loan is approved and you have accepted the loan terms, you will have quick access to your funds, often by the next business day.=.
You can direct funds to pay your creditors in the following ways:
Access to funds via check, direct deposit to any bank checking account often by the next business day, if approved.

Payment and Fees

Set up automatic payments from your checking or savings account.
Pay in person at your local bank.
Call us to pay by phone : +1 (914) 288-5538
+1 (209) 782-8062
Loan payments will be due monthly.
Yes. You can change your payment due date. To do so, please call customer service at +1 (914) 288-5538
+1 (209) 782-8062.
Yes. Our personal loans require no prepayment penalty. You are welcome to pay off the loan at any time or pay more than the amount due. Any payment made greater than the amount due will be applied first to any outstanding interest or fees and then to your principal balance. This can reduce the overall interest you pay over the term of the loan.
Top